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Workplace Claims Protection & Legal Liability
Leave nothing to chance. Protect your business from the financial impact of an employment claim
You work hard, protect all you’ve achieved
Peninsula Mutual is a member owned discretionary mutual. Membership of the Mutual and access to the financial product Peninsula Protect is available for a Fixed Fee and is exclusively to Peninsula clients. Peninsula Protect provides protection for legal liability and defence costs arising from employment relations and Health and Safety claims. Click here to review and download our Peninsula Protect documents.
Legal fees covered
Up to $400,000 per claim with an annual limit of $2,000,000.
150 claims for $0 paid in FY25
Peninsula Mutual provides access to Claims and Legal Representatives. These expert negotiators successfully settled over 150 member claims for $0 paid in FY25.
We defend your business
In FY25 Peninsula Mutual paid $7m defending and settling claims on behalf of members. This is the amount business owners would pay if they retained independent legal representation.
Safeguarding your business
With nil excess and quick turn around times, you can relax safe in the knowledge that protected claims will be resolved as quickly as possible.
Exclusive claim protection
Discretionary protection allows greater flexibility to support members against claims.
Stronger together
By pooling contributions for discretionary protection, Peninsula Mutual leverages the strength of its membership to efficiently manage claims.
Peninsula Group. Helping employers like you for over 40 years
Thousands of small and medium sized business owners have chosen Peninsula for HR and Health & Safety support. Discover what they have to say.
"We initially considered hiring another admin for our business but spoke to Peninsula. After consulting with them, we realised their comprehensive HR, H&S and legal services offered a more cost-effective and reliable solution, giving us the necessary reassurance. "
280 employees Healthcare & Medical
Jon Bishton, People and Culture Manager
Tassie Care
"Peninsula's service is of the highest level and standard. This is an amazing business and how the team support and advise members is incredible. I’m so grateful for all their help. I couldn’t do what I do as a business owner without them."
11 employees Sports & Recreation
Jerry Trzeciak, Director & Founder
iROCK Music School
"We have been a Peninsula client for over 5 years. The team is friendly, professional and helpful. As a Practice Manager you face issues that need professional advice. That's where Peninsula played a role in solving my issues. Thank you team."
9 employees Healthcare & Medical
Dyllis Williamson, Practice Manager
ProHealth Family Medical Centre
"Peninsula is a pleasure to deal with. I definitely recommend them to anyone looking to update their Health and Safety policies. Previously I was unsure how to update our policies. Now, I'm confident on what we need as a business. Peninsula has made it easy with their BrightHR and BrightSafe platforms."
7 employees Sports & Recreation
Paul Delaney, Owner
3D Lanes
"Galleria Podiatry have been with Peninsula for 15+ years, and we’ve had a great experience. All the staff are extremely knowledgeable on all aspects of employment relations and are always available to help. I recently met with a member of the team for our workplace review, and they were fantastic. "
3 employees Healthcare & Medical
Nic Lange, Owner / Senior Podiatrist
Galleria Podiatry
"As a first-time founder and CEO of a substantial sized company I have built over the last 4 years, I was introduced to Peninsula and utilised their services over time. The professionally trained staff has been a saving grace for me to fully understand my rights in many unprecedented and sometimes harsh situations. "
11 employees Healthcare & Medical
Elaine Johnston, Founder
Team Lemonade
Employment relations
- Legal liability and defence costs in respect of employment claims and actions brought by the Fair Work Commission arising out of an employment claim
- Limit $400,000 any one claim
- Annual limit $2,000,000 in the aggregate
- Nil excess
Health and Safety statutory liability
- Liability for defence costs and penalties (where protection of such penalties is lawful) arising from a wrongful breach of the Health and Safety legislation
- Limit $400,000 any one claim
- Annual limit $2,000,000 in the aggregate
- Nil excess
Going above and beyond to protect your business
Peninsula Protect provides discretionary protection for legal liability and defence costs resulting from employment relations or Health and Safety claims. Funds from member contributions are pooled in the Mutual and used to protect members. The Mutual leverages the collective strength of its members and allows greater flexibility in supporting and reimbursing members against claims that may not be covered by standard insurance.
Going above and beyond to protect your business
Support and security for your business. Peninsula Mutual
Exclusive to Peninsula clients, Peninsula Protect is a financial product that provides discretionary protection and benefits for employment relations and Health and Safety claims. Peninsula Mutual is owned by its members and operates on not-for-profit principles, always looking out for the best interests of members.
Support and security for your business. Peninsula Mutual
Got a question? We’ve got answers
Have more questions? Contact our team today for a free initial consultation call.
